Edition No. 4 | 15 March 2012  

How time flies, it is hard to believe that we are already nearly ¼ of the way through 2012 and that Easter is nearly upon us.

The articles we have included in this news letter we believe will be of interest to you or may even be of interest to your family and friends. Please feel free to pass them on to them.

After reading these articles, and before you make any decisions, you should consider how this may apply to you. We recommend that you contact us to discuss what effect these decisions may have on your financial circumstances.

Financial health check for over 50s

If you’re aged 50 or over, some changes are on the horizon this year that could impact your retirement plans.  

Without good strategic advice, you could miss some significant opportunities or incur higher tax bills.

Here’s a rundown of what’s happening and how it could affect you.
Read More

Secrets of the world's best investors

The world's best investors have developed a number of highly successful investment strategies in decades past. We take a look at some lessons from three of the world's most successful investors and see how they can be put into practice.
Read More

A new dawn for income investing

Income focused investment strategies have increased in popularity over the past few years as some investors shy away from the higher volatility of traditional investments like shares.  

So what’s income based investing all about and how do you make the most of this approach to investing?
Read More

You Talk - common investor questions answered

When’s the right time to get out of cash and invest back in the sharemarket?

Kajanga Kulatunga, MLC Investment Analyst, replies.
Read More

Pay off your home loan sooner

For many people, their biggest priority is to pay off their home loan as quickly as possible. It can provide a sense of freedom to actively reduce the amount you owe the bank, and know you own a bigger portion of your home. Here’s an example of how one couple took a different approach to achieve this goal sooner.
Read More

In this edition
Financial health check for over 50s
Secrets of the world's best investors
A new dawn for income investing
You Talk - common investor questions answered
Pay off your home loan sooner
 
Whats new

Our Estate Planning Service

When was the last time you had your will reviewed or do you even have a will?

If you do not have your own will, in the event of your death your estate will be administered by the Public Trustee in the state you lived in. Why would you leave such important issues to people that you do not know? You have no way in making sure that they will dispose of your estate assets as you would have wanted or even in a timely and cost effective way.

If you do have your own will, was it drafted by your local lawyer or even worse did you do it yourself by filling in a will kit?

You should really take advice from Specialist Estate Lawyers. There are too many areas of concern that you may not even be aware of and should take into consideration. You would not want to have your heirs suffer some of the problems these people left:

Our offer to you is that in conjunction with the Specialists Estate Lawyers we use, they will provide you with a complimentary review of your will. From there you can decide if you want to make use of their services.

If you, your family or friends would like further information about this offer please just contact us.

 
Contact us
Phone
08 8110-0946
Fax
08 8410-5722
Email
info@lightfinancial.com.au
Website
Light Financial Services
Address
Level 1/25 Peel Street
Adelaide SA 5000